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How does one commission an artist? What are the rules and regulations that go into it? Examples would be nice as to how this works.

Thanks,
Mackenzie

So, there is no easy answer I assume.

As was said, it's probably best to find an artist whose work you like and then approach him or her about a commission.  Be prepared with some idea of what you want, and how the artist's work reflects that (e.g., a particular image or style).  It is common for the client to put down a deposit (~ half of the total price) before the work is done.  Depending on the nature of the work, it may be permissible for the client to request intermediate reviews and a few minor tweaks (major changes often require new contracts).  The client should also be prepared to pay a rejection fee--if everything goes according to spec and the client still hates the work, then the artist receives something for their effort.

Ikmitch had some good suggestions, but if you want a template, try something like:

Thread Header: WANTED: MD3D artist for book cover
Thread Contents:

Description of desired art: 1000x2500px image of MD3D fractal. Lots of scene lighting (looks like daytime), perhaps some fog. Creativity desired. (or optionally, you could specify the kind you want, such as "Box-style" or "Amazing Surf")
Pay rate: $xxxx
Payment method: Paypal (or DA or whatever)
Deadline: 2015/xx/xx (or you could call this "Desired Completion Date")
Requirements:
- Credible website portfolio link. (No redirects to wallpaper sites) (Perhaps a reference)
- Intimate knowledge of the software. (Or: How to get what you want out of it, such as advanced fog effects, etc. This all depends on your needs.)
Terms:
- All rights to the image are transferred to the commissioner. (or: Rights are split)
- Half-pay is given up-front, and not returned even if commission is cancelled.